Tuesday, August 5, 2008

Are Corporate Credit Cards A Good Idea?

Having corporate credit cards is very convenient and it
allows you to be able to offer them to your employees when
they travel for business. It is very important that you
establish rules for using them though or the expenses can
quickly get out of control. Corporate credit cards should
only be used for business related travel and expenses. All
personal expenses should be paid for another way.

It is unreasonable to expect your employees to pay for their
own transportation, hotel rooms, and food when they are
traveling for business. It can be a burden for them to pay
the expenses out of pocket even if you plan to reimburse
them for it later. The best solution is to offer them the
use of a corporate credit card to cover all of those
expenses. You will find plenty of different businesses will
offer discounts when you use a corporate credit card as
well.

Common hotel chains such as the Marriott, offer free nights
and discounts for those businesses that frequently stay with
them and pay with a corporate credit card. Find out about
these chain hotels so that you can pay less for rooms. The
more often that your employees have to travel for business,
the more money you will save being a part of such offers.

It is a good idea to try to schedule travel arrangements in
advance. This way your employees won't have to go over the
set limits you have established for a flight or a hotel room
while they are on business. While you want them to eat well
too, you do need to have a cap on either the amount per meal
or a daily limit they can charge. They really don't need to
eat three meals a day at the most expensive restaurants out
there, on your corporate credit card.

It isn't unusual for your employees to need a corporate
credit card to entertain prospective clients so be prepared
for this expense as well. You need to draw the line though
at what events they can use the credit card for. Most
employers are fine with a nice dinner out to discuss
business but concerts and other perks are generally
considered to be frivolous.

Keep a close eye on the statements coming in for corporate
credit cards though as you want to make sure they are only
being used for business related expenses. Have employees
keep their receipts as well in case you need to review any
of the charges that they incurred on the corporate credit
card.

Work with credit card companies that are business friendly
and that process of looking over the statements will be
easier. You don't want to have separate credit card accounts
for each employee but you don't want hours spent deciphering
charges either. There are plenty of ways the charges for
each corporate issued credit card can be tracked.

Corporate credit cards are a good idea as long as they are
used properly. Once they start being abused though it is
very difficult to get spending under control. Don't wait
until you have problems with corporate credit cards before
you establish clear policies about using them. It will save
you both time and money in the long run.

Robert Bain - Discover the the difference between typical small business credit and real corporate credit at this website.

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What Do I Sell Or Do To Make Money On The Internet?

Finding products and services to market online is easier than you may think.

You may be asking yourself how do you start a work at home business and make money on the internet. You have nothing to sell and you do not know anything about computers or the internet, or you might think you do not have anything to write about. Well, if you found this site, then you have some of what it takes to start your own work at home business. One of the greatest things about making money online is you do not need your own product to sell, or a vast knowledge of any particular subject. The internet provides all that for you! Everything you need is available to you if you can learn how to find it and use it to your advantage.

The details of going about it are a little more complex than what I explain here but the concept is relatively easy to grasp. You can make a second income online or even a living promoting other peoples products. This is what is usually called affiliate marketing. These products may be actual items from companies like Amazon and thousands of other online merchants. These merchants will pay you a commission to send others to their web site and buy their products or services. Another option is creating a content-rich web site full of useful information pertaining to a specific subject and selling advertising on it or a combination of the two. Both of theses methods can be very hard to start out with if you do not have prior experience. You can also work at home opportunities that teach you how to start making money on the internet; some are free to join and others may be fee-based. As far as the free programs, remember the old adage you get what you pay for. You also need to be careful spending your money on a fee-based program. Research the offer thoroughly before you give up your hard-earned money.

Multi-Level Marketing is another great work at home opportunity that is a match made in heaven for the internet. Now, do not roll your eyes and click the back button just yet. I remember the days when I avoided my brother like the plague; he was always bugging people about coming to meetings or telling everyone how great he felt taking vitamins and dietary supplements. I bet the poor guy got pretty lonely for a while there. But MLM online is completely different. In fact, some of the best work at home opportunities to get started with is some form of MLM or tiered program. The beauty is you do not need to bother your family or friends to join or buy the products and your not limited to the people you know to get started. You have millions of people in the online community as prospects; so do not discount MLM online. It is a great way to get start a work at home business and usually these programs have great training resources to get you started because their success is based on your success.

As you can see, the possibilities for earning money online are as limited as your imagination, and the more research you do upfront, the better your chances are for finding the best work at home opportunity that is right for you.

Jeff Houdyschell, Copyright © http://www.eSmartJob.com

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